For MSMEs & Businesses

Client Services

Advisory-led capital solutions for exporters, importers, manufacturers and MSMEs — structured through our bank and NBFC network with end-to-end execution support.

⭐ Primary Focus
For Exporters

Export Finance Solutions

Comprehensive export finance solutions to unlock working capital at every stage of the trade cycle — from purchase order to payment settlement.

Get Export Finance →
Pre-Shipment Finance
Purchase Order funding from order confirmation to shipment — enabling manufacturers to procure raw materials without straining working capital.
Post-Shipment Finance
Invoice discounting that releases cash immediately after shipment, reducing dependency on buyer payment timelines.
Export Bill Discounting
Structured finance against export bills for immediate liquidity — allowing reinvestment in operations while awaiting international payment.
Services Export Receivable Finance
Specialised funding for IT, consulting, and services exporters to monetise receivables from global clients.
⭐ Primary Focus
For Importers

Import Finance Solutions

Tailored import finance solutions that preserve your bank limits and optimise working capital cycles for seamless supply chain continuity.

Geographic Coverage

US · UK · UAE · Singapore · India

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Non-LC Import Finance
Working capital for importing without LC arrangements — preserving bank limits while enabling timely procurement.
Supplier's / Buyer's Credit
Deferred payment structures to optimise cash flow and negotiate better terms with overseas suppliers.
Extended Credit Structures
Longer payment tenures to manage inventory cycles and seasonal demand without supply chain disruption.
Domestic Trade Factoring
Receivable factoring and trade-linked funding across US, UK, UAE, and Singapore.
⭐ Primary Focus
Secured Lending

Loan Against Property

Long-tenure secured funding leveraging commercial or residential property for business expansion or capital expenditure.

→Commercial or residential property as collateral
→Long tenures matching your business cash flow
→Used for expansion, capex, or working capital
→Placed through our bank and NBFC network
Explore LAP →

Your property is working capital waiting to be unlocked.

LAP allows business owners to access substantial capital without disrupting operations or ownership — making it ideal for manufacturers, traders, and property-owning MSMEs looking to expand.

⭐ Primary Focus
Asset Finance

Equipment, Plant & Machinery Loans

Financing for industrial machinery and manufacturing assets — without blocking your working capital lines.

Ticket Size
₹20 Lakh — ₹10 Crore+
Auto ancillaries · Textiles · Food · Pharma · Engineering
Explore EPM Loans →
Industrial Machinery
CNC machines, production equipment, factory setup and upgrade capital.
Food & Cold Storage
Cold storage, food processing, and packaging equipment for food businesses.
Construction Equipment
Construction and infrastructure machinery for project-based businesses.
Agricultural Processing
Agricultural processing and grain handling equipment for agri-MSMEs.
Also Available

Other Lending Solutions

Beyond our focused products, Findia structures a full range of business lending through our bank and NBFC partnerships.

Unsecured Business Loans
Short-to-medium term working capital for operational expenses, inventory, or expansion.
Working Capital (OD/CC)
Overdraft and cash credit facilities to manage day-to-day liquidity and seasonal cycles.
Home Loans
Residential property loans for business owners and salaried individuals.
Personal Loans
Unsecured personal lending for immediate requirements — quick processing, flexible tenures.
Our Process

How Findia Works for You

01
Assess Needs
Understand your business cycle, trade patterns, working capital requirements.
02
Feasibility Check
Evaluate eligibility, structure the right solution, match with lender profiles.
03
Coordinate Lenders
Engage our network for optimal placement and competitive terms.
04
Documentation
Guide you through all requirements ensuring accuracy and smooth processing.
05
Disbursal & Beyond
Execute through to disbursal and continue as your long-term partner.

Ready to discuss your financing needs?

Tell us about your business and we'll structure the right solution for you.

Get Started →